We provide you with comprehensive advisory services in Mortgage financing, ensuring you get the most competitive interest rates from the leading banks in the market.
We commit to transparency and trust throughout every stage of the service, handling all procedures from research to comparison, so you can acquire, build, or maintain your property with ease and comfort, without any extra effort.
Our Mortgage Services
We save you the hassle of searching and help you access the best financing offers available in the market with ease.
All options are presented to you with complete transparency and reliability, so you can make the best decision with confidence and peace of mind.
Buyout
Would you like to lighten the burden of your Mortgage today? Transferring your home finance to another bank helps you lighten this load with a better financing rate and more convenient tenures, giving you peace of mind to enjoy your home even more.
Non-Resident
Buying a dream house, or investing in UAE properties Cash Back Brokers is here to help.
Industrial Property
Get financing against your pre-owned property to purchase a new one or to expand your business and pay from rental income.
Commercial Properties
If you own a building or villas complex Get financing against your property and pay from rental income.
Finance Against Property
Get financing against your pre-owned property to purchase a new one, or even against your pre-owned property for renovation.
Build Your Dream Home
We offer UAE Nationals and Expats financing to construct your dream home on owned or gifted land (via government housing schemes). With huge savings and other benefits, you can spend more on the things that bring joy to your family.
Mortgage Calculator
Mortgage Calculator
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EMI Calculator
Desired Loan Amount Approx. (By EMI):
حول شركاتنا في دبي
من نحن وكيف نعمل؟
التجارة والتوسع الخارجي
- وثائق تأمين اللوحات التجارية
- خطاب معتمد من الشركة باللغة العربية
- صورة عن هوية الشخص المخوّل بالتوقيع
- عقد التأسيس للشركة
- رخصة الشركة التجارية
- صورة عن جواز سفر الشخص المخوّل بالتوقيع
- يحق للشركات والوكالات والمعارض العاملة في تجارة
أعضاء المجموعة
موظفي الشركة
محمد آل عمران
المؤسس المشارك ، المطور
هیفا وهبی
فريق الدعم
عمر دیاب
فريق الدعم
نانسی عجرم
فريق الدعم
How it works?
Follow these easy steps from registering your interest to getting final approval, making the mortgage process smooth and stress-free.
Frequently asked questions
Please read the questions below, and if you can't find your answer, please send your question to us, we will reply you as soon as possible.
Millions of expatriates live in the UAE, but many still choose to rent, either due to the cost of purchasing, uncertainty about the length of their stay abroad, or the costs associated with purchasing a property. Foreign buyers in the UAE can purchase apartments and houses in designated areas containing freehold developments. Many expatriates purchase new, unfinished homes directly from the developer. This often requires a 10% deposit, followed by additional payments on specific dates during construction. The costs of purchasing a home in the UAE can add up. In Abu Dhabi, you'll need to pay 2% of the purchase price to the real estate agent and 2% to the municipality as a transfer fee. For new homes, you'll also need to pay a AED 5,000 fee to the developer. The fees in Dubai are similar, with 2% paid to the Dubai Land Department (the seller also pays 2%) and 2% to the real estate agency.
It typically takes approximately two weeks (approximately 10 working days) to receive a final mortgage offer letter. This includes the time it takes to obtain mortgage pre-approval. Please note that the stated deposits apply to first-time mortgages. If you already own a mortgaged property, the minimum deposit required increases to 35% for UAE nationals and 40% for expatriates.
Foreign buyers can obtain a mortgage in the UAE, but they must meet certain criteria. You'll need to have been in your current job for at least six months or a year, depending on the region you're buying in and the lender's rules. Self-employed borrowers will need to have run their business for at least two years. It may also be helpful to have an existing relationship with the bank, as they'll be familiar with your circumstances. One of the biggest quirks of the system is that some banks will only accept applicants who work for specific companies. This means that if you work for a government department, a banking institution, or a multinational corporation, you're unlikely to have a problem. However, if your employer is smaller or less established, you may struggle to secure a loan from some lenders even if you're creditworthy. But with Cashback Brokers, we'll help.
Mortgages in the UAE are available with either a fixed or variable interest rate. Fixed terms are typically around five years, although they can be as short as one year. At the end of the fixed term, the offer switches to the bank's variable interest rate. Fixed-rate mortgages allow you to be certain of your payment size for a specific period. Terms are generally set at 25 years, and the loan must usually be repaid by age 70.